We had to replace the vinyl siding on this house because a large limb broke off, bringing down with it a power line. It ripped off some of the siding from the back of the house and made a hole in the wood sheathing beneath.
Does Homeowner’s Insurance Pay for it?
Usually your homeowner’s insurance will only pay for damage to your house if it were the of result wind, hail, snow or some other “act of nature”. And, if your tree falls on a neighbor’s house, their insurance will pay for their own damage, nofault. Always minus deductable and provided the tree was healthy.
If the tree was rotting and the owner knew about it they are liable for a lawsuit. Even if the tree was healthy the owner could still be sued for the deductible. So, bottom line, know the condition of your trees, and if there’s a problem take it down. I know, ouch. For more see: Who is Liable When a Tree Falls.
Completing the Work
Even though only several feet of siding were damaged it is impossible to match the siding exactly. If it’s been up there for several years the sun will cause it to fade, better not to patch it. So, we to had replace all the siding on the back of the house.
I had to take a new piece of it the homeowner still had in the garage to a building supply house for a match. Fortunately, they had the exact product and color.
After taking the siding off we patched the hole in the back of the house, which then has to be covered with house wrap. This prevents any water that may get behind the siding from penetrating the sheathing.
With that accomplished we are ready to hang the new siding. As you can see from the photo of the nail sticking out, the siding isn’t nailed down tight. This allows it to contract and expand with temperature changes.
We Can Replace Vinyl Siding on You Home too!
This was an insurance job but if you need some vinyl siding replaced in the Havertown or Main Line area, give me a call. Even if there’s no insurance money coming in we can get it done for you for the best possible price.
This job turned out great, as you can see, and so will yours, so please give us a call for reasonable and quality vinyl siding replacement, because we’re here to help.
Glenn Pierce, the Havertown handyman, works in the Delaware County and Main Line areas.